Frequently Asked Questions
Find answers to common questions about working with NHTrust Wealth Management and Financial Advisors. This page explains our services, process and policies in straightforward terms so you know what to expect at each step.
Is NHTrust bound to a fiduciary standard?
Yes. NHTrust operates under a fiduciary standard, which requires us to act in our clients’ best interests at all times. Some financial professionals are held only to a suitability standard when making investment recommendations.
How easy is opening an account at NHTrust? Can I transfer assets to NHTrust without incurring fees or taxes?
Transferring assets is simple. In most cases, securities are transferred in-kind, not sold, to avoid unnecessary capital gains. Most stocks, bonds, and mutual funds can be transferred in a timely manner with the cooperation of the transferring institution. While there is no fee for us to receive your assets, the delivering firm may charge a closing fee.
What is the difference between NHT Wealth Management and NHT Financial Advisors?
Both divisions serve many of the same client needs. NHT Wealth Management is typically engaged by families with significant or multi‑generational wealth, particularly when trust or trustee services are part of the overall relationship.
What size accounts do you work with?
We work with clients across a broad range of asset levels and planning stages, from building assets to managing established portfolios and fiduciary responsibilities. We are happy to discuss whether NHTrust is a good fit.
How are you compensated for your services?
Compensation varies by service and may include asset‑based or planning fees, as well as commissions on certain brokerage or insurance products. All fees and compensation are explained in advance so there are no surprises.
What can I expect in an initial meeting?
Your initial meeting is an opportunity for us to get to know you and understand your goals. We’ll listen, review your questions, and discuss how NHTrust might support your needs. There is no obligation—just a thoughtful conversation to see if we’re a good fit.
How do you work with my accountant or attorney?
With your permission, we coordinate with your tax and legal advisors to help ensure your investment, planning and estate strategies work together and reflect consistent assumptions.
Where are you located, and can we meet remotely?
Do you draft estate planning documents?
NHTrust does not draft estate planning documents. We are happy to work with your attorney and review documents to ensure they align with your overall plan.
Are you able to serve as trustee or successor trustee?
Yes. NHTrust may serve as trustee or successor trustee. We provide professional administration, long‑term continuity, and fiduciary oversight to help ensure the trust is managed according to your wishes.