Save for College with a 529 Plan

Education costs can be high, but a clear plan can make them more manageable. We help you understand how a 529 plan works, how it fits alongside other savings and how to use it to support the students in your life.

Our Strategy

01

Set Goals

We start by discussing who you are saving for, what types of education you want to support and how those goals fit with your other financial priorities.

02

Structure and Fund the 529 Plan

Next, we explain 529 rules and options, then help you choose a plan and investment approach that reflects your time horizon and risk comfort. We discuss contribution levels and how others may participate.

03

Monitor and Use Funds Wisely

We track progress toward your goals and adjust investments as college approaches. When it is time to use the funds, we help you understand qualified expenses and coordinate withdrawals with your tax advisor.

How We'll Help

We’ll help you use 529 plans as a flexible, tax-advantaged tool within your broader education and financial strategy. We work with you to:

Explain how 529 plans work and who can own them
Compare your 529 plan with other education savings options
Estimate future education costs
Choose an investment approach for your time frame
Discuss contribution strategies for family members
Review gift and potential tax considerations
Adjust investments as the beneficiary nears enrollment
Plan withdrawals to cover qualified education expenses
Coordinate education funding with your overall financial plan

Testimonials

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NHTrust is a trade name of the New Hampshire Trust Company. Brokerage services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Investment and insurance products are subject to investment risk, including the possible loss of value. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. Osaic Institutions and NHTrust are not affiliated.