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Insights & News from NHTrust

Read NHTrust news and gain practical insights on planning, investing, trusts, retirement and New Hampshire-based advantages to help you make informed financial decisions.

The election is now behind us, but the same principle applies: an election result is information, not an investment conclusion.
The Social Security Administration recently announced a 3.6% cost-of-living adjustment (COLA) for 2027. Excluding the unusually large increases following the COVID pandemic, this is the largest adjustment since 2012. 
After decades of watching markets through elections, recessions, geopolitical events and policy shifts, one lesson stands out: An election outcome may alter the policy landscape without necessarily changing the fundamentals of a well-constructed financial plan.
If I asked you to make a $100 contribution to XYZ Charity, and you had the means to do it, what would first come to mind? 
Receiving a significant inheritance sounds like a good thing, and in many ways it is. But suddenly being responsible for a large amount of money can also be difficult. Are your heirs prepared for what they may someday receive?
After nearly thirty years of helping people prepare for retirement, I've learned that "enough" has very little to do with reaching a specific dollar amount. It has everything to do with whether your savings can support the life you want to live.
The challenge is that predictions are easy to make and very hard to get right consistently. That’s why we focus on process instead.
Would you hand a complete copy of your tax return to a stranger? Most people wouldn’t. Yet many people are now uploading tax returns, trust documents, investment statements and other personal information into artificial intelligence platforms every day.
Tax filing season is winding down. Once the return is signed and submitted, most people file the documents away, hopefully for the recommended seven years, and move on until next spring.
Best of the Lakes Region 2026 Winner logo with a sun graphic and gold trim.

Awards

2026 Best of the Lakes Region

Gold: Financial Advisor/Planner